How to add a new Born in your Health Insurance policy

How to Add a Newborn in Your Health Insurance Policy

Adding a newborn to your health insurance policy is essential to ensure your baby is protected from the very start. There are two primary ways to do this: at the time of renewal and before the renewal date. This article will guide you through both methods, highlighting the online and offline requirements.

1. At the Time of Renewal

There are two modes to add a newborn baby to your insurance at the time of renewal: online and offline.

Online Mode

1. Visit the insurer's website.
2. Navigate to the renewal page.
3. Look for the option to "Add New One" on the page.
4. Select "Add New One" to increase the premium for your health insurance policy.
5. Pay the revised premium amount.

Offline Mode

1. Inform your agent or insurance company.
2. Fill out the prescribed form.
3. Attach the birth certificate of the newborn baby, discharge card, and any other required documents.
4. Include a check for the increased premium amount.

2. Before the Renewal Date

Adding a child during the year (before the renewal date) can be done only through the offline mode.

Offline Mode

1. Inform your agent or insurance company.
2. Fill out the prescribed form.
3. Attach the birth certificate of the newborn baby.
4. Provide any required financial document (FD) or a check for the increased premium amount.

Keywords

• Health Insurance
• Newborn
• Policy Renewal
• Online Mode
• Offline Mode
• Insurance Agent
• Birth Certificate

FAQ

Q: Can I add my newborn to my health insurance policy online at any time of the year?
A: No, the online mode is only available at the time of renewal. Adding a newborn before the renewal date must be done offline.

Q: What documents are needed to add a newborn to my health insurance policy?
A: You will need the birth certificate of the newborn baby, the discharge card, and possibly other required documents.

Q: Do I need to contact my insurance agent to add my newborn?
A: Yes, especially if you are adding the child before the renewal date or if you prefer the offline mode.

Q: What payment methods are accepted for the increased premium amount?
A: In the offline mode, you can provide a check or other financial documents as required. The online mode will typically involve electronic payment methods.

Q: Is there an option to add my newborn during the year without waiting for the renewal?
A: Yes, you can add a child during the year, but this must be done offline by informing your agent or insurance company.